Personal Checking Solutions
Platinum Relationship Checking:
Our high-interest checking account rewards you with a wealth of benefits:
- Free Momentum Online Banking
- Free bill pay service
- Free first order of Momentum basic checks
- Free 3X5 safe deposit box
- Free cashier's checks
- Free Notary services
- Free Unlimited Momentum ATM and free ATM usage at major ATM networks nationwide
- Free VISA check card
- Higher interest rate on CDs
- Lower interest on loans
Please click here to view our PDF product brochure.
To open your account today, visit any of our banking centers, call our Money Desk at 866-561-2529, or click "Open an Account" above.
Momentum Classic Checking:
Our basic checking account with conveniences that help you stay on top of your finances.
- Free Momentum Online Banking
- Free VISA check card
- Free Unlimited Momentum ATM Usage & 10 fee-free uses at any ATM nationwide per monthly cycle
- Free notary services
- No minimum balance requirement
- Free Cashier's Checks
Momentum Interest Checking:
Earn interest on your checking account and enjoy the convenience of:
- Free Momentum Online Banking
- Free Bill Pay service
- Free VISA check card
- Free Unlimited Momentum ATM Usage & 10 fee-free uses at any ATM nationwide per monthly cycle
- Free cashier's checks
- Free notary services
- Higher interest on CDs
- Lower interest on loans
Tiers are determined by your daily ledger balance. The calculation of interest is based on the collected balance of the account. Fees and features are effective March 2007 and subject to change. Fees could reduce earnings on interest-bearing accounts. Certain restrictions may apply. For additional information, please refer to Checking and Savings Account Terms, Conditions and Fee Disclosure.
American Momentum Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. For purposes of the Transaction Account Guarantee Program, the FDIC is including the following account types in the definition of a noninterest-bearing transaction account: Accounts commonly known as Interest on Lawyers Trust Accounts (IOLTAs) and functionally equivalent accounts; and Negotiable order of withdrawal accounts (NOW accounts) with interest rates no higher than 0.25 percent for which the insured depository institution at which the account is held has committed to maintain the interest rate at or below 0.25 percent.
